Our cards

Debit, Credit, Business and Currency Cards

Our range of card services is designed to meet the needs of our customers, their families and their businesses. All C. Hoare & Co. card services offer:

• 24/7 assistance: Help is available day and night if your card is lost, stolen or you are concerned about fraud.
• Worldwide acceptance: You can use your card wherever Visa is accepted, including shops, restaurants, hotels and cash machines.
• 0% international handling fee: We do not charge an international handling fee when you use your C. Hoare & Co. card abroad. Visa’s exchange rate will still apply where a currency conversion is needed.
• Apple Pay/Google Pay.
• Contactless payments.
• Additional cards: You can request additional cards for family members, employees or other approved cardholders. Limits can be set for each card.
• Replacement cards: If your card is lost or stolen, we will arrange a replacement card at no cost.
• Visa Secure-enabled payments – this provides additional security for online payments.
• In-app card management for personal customers – read more here. 
   

Personal Debit Cards

Personal debit cards are available to C. Hoare & Co. personal customers connected to your current account. In addition to the features set out above, they offer:

• Instant access to your money, with cash withdrawals worldwide from any Automated Teller Machine (ATM) machine displaying the Visa logo.
• Cashback – As an alternative to Automated Teller Machine (ATM) withdrawals, you can access £250 via cashback with participating merchants.

Credit Cards

Credit cards with monthly limits tailored to individual requirements are available to C. Hoare & Co. personal customers over the age of 18. (Please note that your credit limit will depend on your circumstances.) Our credit cards offer the following benefits:

• Tailored and flexible credit limits – Bespoke limits, which can be adjusted promptly at your request, are available for each cardholder on the account (credit limits depend on personal circumstances and are subject to review and change).
• Online account management – Full lists of cardholders and access to their balances, limits, and transaction details are available via online banking and our mobile app.
• Some purchases made by credit card may be protected under Section 75 of the Consumer Credit Act 1974. This may apply to eligible purchases between £100 and £30,000, for example flights or hotel bookings. Please speak to us if you need help understanding whether a purchase may be covered.

Business Cards

Business cards with monthly limits are available to employees of C. Hoare & Co. business customers. In addition to the services set out above, our business cards offer the following benefits:

• Tailored and flexible credit limits – Bespoke limits, which can be adjusted promptly at your request, are available for each cardholder on the account (credit limits depend on personal circumstances and are subject to review and change).
• Amalgamated monthly statements – To make accounting easier, we send one statement to the primary contact, detailing separate transaction listings for each cardholder. 
• Online account management – Full lists of cardholders and access to their balances, limits and transaction details are available via our online banking service.

Currency Cards

Currency cards linked to a euro or US dollar-denominated currency account are available to C. Hoare & Co. personal customers over the age of 18 who receive income in these currencies. 

Business Currency Cards

Business currency cards linked to a euro or US dollar-denominated currency account are available to C. Hoare & Co. business customers who receive income in these currencies.