Borrowing

Flexible support when needed

At C. Hoare & Co. we deliver a highly personalised private banking service, with each of our customers benefiting from a dedicated relationship manager.  This ensures we are able to understand our customers' requirements in both their business and private lives and offer you a bespoke lending solutions.

We remain small enough to ensure our channels of communication are short and because we take the time to understand individual requirements, we are able to make quick yet carefully considered decisions on lending.  Typically, our lending is secured using property, investments, life policies or cash, but as we look at each borrowing requirement individually we are able to allow our customers to use a wide range of collateral.

We offer mortgages, loans, arranged overdrafts, guarantees and indemnities in a wide range of currencies.

The rate of interest payable depends on the individual circumstances of each customer and may be subject to change in the future.

Our base rate                              3.00% per annum with effect from 7 November 2008
Our standard variable rate        3.00% per annum

Contact us to learn more about our lending services. 

For general information about overdrafts, see Overdrafts: General Information.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Additional short-term support where needed:
We are able to offer a wide range of emergency measures to support any of our customers affected by COVID-19.  Arrangements, including payment holidays, will be made on an individual basis as we work to provide you with borrowing solutions that meet your needs. If you are experiencing financial difficulty, or would like further information, please contact your relationship manager who will be able to discuss the various options available.